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Quick Tips

You can save on interest and re-pay your loans sooner by making early payments or adding a little on to your regular payment whenever you’re able.

Try this: If you choose a plan and it doesn’t work, you can switch your plan up to once a year by contacting your lender or servicer.

Don’t forget:
Whenever you move, you should be sure to call your lender or servicer so they have your new mailing address and contact numbers.

Repaying your student loans:
You can do it.

Think of student loan repayment as an important responsibility that needs to be figured into your future. Once you graduate or drop below half-time enrollment, you’ll have a grace period of six months before you’ll need to start making payments.

Below are some common questions you may have regarding your student loan repayment. Click the links below to find the answers.

Answers to your common questions

Quick Links

What are my options?
Can I reduce my payments?
What happens if I pay late or default on my loan?
What programs are out there to help get me back on track?
How can I find out more about these programs?

Key Student Loan Contacts
Track all of your federal student loans on one website at the National Student Loan Data System