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| Smart Spending |
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So many ways to save money...so little time to figure it out. Use these lists, links and videos as quick-reference tools to transform yourself into a smart spender and savvy shopper.
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Groceries
- Make a list before you shop, and stick to it.
- Buy in bulk from a wholesaler (Sam's Club, Costco, etc.)
- Brew your coffee at home rather than stopping to buy a cup on your way out.
- Pack a lunch rather than eating out.
- Learn to cook - prepared foods are expensive.
- Compare prices. It's worth an extra few minutes in the market.
- Clip coupons or use an online coupon site.
- Take advantage of sales by buying multiples when the price is low.
- Remember that meat and animal products are more expensive than grains and fresh produce.
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Clothes
- Avoid impulse buys. If you really want an item, wait a few days and then revisit the purchase.
- Shop the sale and clearance racks.
- Shop online to compare prices.
- Look for classic styles that can be worn for more than a season.
- Don't replace clothing that can be repaired.
- Vist thrift stores.
- Don't go to the mall for entertainment.
- Don't use shopping as stress relief.
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Utilities
- Turn off appliances and lights.
- Lower your thermostat in winter.
- Try not to use the air conditioner.
- Buy energy-efficient appliances (look for ENERGYSTAR or similar ratings).
- Use flourescent light bulbs.
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Gasoline
- Find the cheapest gas station in your area. Prices really do vary between neighborhoods.
- Use the lowest-octane gas recommended for your car.
- Get regular maintenance check-ups to ensure fuel efficiency.
- Walk, bike, carpool and use public transportation whenever you can.
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